Mortgage Loans, mortgage loans, Real Estate Mortgage Loans, real estate mortgage

Missouri, Kansas, Arkansas, Oklahoma,  Alabama, Alaska, Colorado,
Idaho, Montana,  Wyoming,  Kansas Mortgage Registrant 96-214

 

LOAN APPLICATION

REQUIRED DOCUMENTATION:
    • COMPLETED APPLICATION FORM. IF YOU CANNOT ANSWER A QUESTION, PLEASE MOVE ONTO THE NEXT ONE YOU CAN ANSWER. A LOAN SPECIALIST WILL CONTACT YOU IF ADDITIONAL INFORMATION IS NEEDED TO OBTAIN YOUR LOAN APPROVAL. (CLICK SECURE LOAN APPLICATION BELOW).
    • RECORDS AND INFORMATION LISTED BELOW.

LOAN APPLICATION PROCEDURES:

    • ONCE LOAN APPLICATION IS RECEIVED, LOAN STAR MORTGAGE WILL RUN CREDIT SCREENING, PROCESS APPLICATION, ORDER APPRAISAL AND SURVEY (IF REQUIRED) AND SCHEDULE LOAN CLOSING THROUGH THE TITLE COMPANY NEAREST THE BORROWER’S HOME ADDRESS.

REQUIRED RECORDS AND INFORMATION (DO NOT SEND UNTIL REQUESTED).

            
  1. COPY OF YOUR EXECUTED SALE CONTRACT, EARNEST MONEY CHECK (FRONT AND BACK OF CLEARED BANK CHECK). PURCHASE ONLY
  2. MOST RECENT PAY STUBS FOR A 30 DAY PERIOD.
  3. LAST TWO YEAR’S W-2's.
  4. LAST TWO YEAR’S FEDERAL INCOME TAX (ALL SCHEDULES) PERSONAL AND BUSINESS (IF SELF-EMPLOYED OR COMMISSIONED EMPLOYEE).
  5. CURRENT YEAR TO DATE PROFIT AND LOSS STATEMENT (IF SELF-EMPLOYED).
  6. LAST TWO YEAR’S 1099's FOR ANY RETIREMENT, PENSIONS, ANNUITY AND SOCIAL SECURITY INCOMES.
  7. CHECKING AND SAVINGS ACCOUNTS (LAST THREE STATEMENT PERIODS).
  8. RECENT STATEMENTS OF OTHER ASSET SOURCES; CD’s, STOCKS, MUTUAL FUNDS, RETIREMENT ACCOUNTS, ETC.
  9. COPY OF RECENT MORTGAGE (SHOWING PAYMENTS, ESCROW ACCOUNT AND UNPAID BALANCE. (RE-FINANCING ONLY).
  10. COPY OF CURRENT HOMEOWNER’S INSURANCE POLICY (INCLUDING AGENTS NAME AND PHONE NUMBER. (RE-FINANCING ONLY).
  11. COPY OF FULL DIVORCE DECREE (INCLUDING ALL EXHIBITS) IF APPLICABLE.
  12. DD-214, VA CERTIFICATE OF ELIGIBILITY AND/OR STATEMENT OF SERVICE (ACTIVE DUTY ONLY). IF APPLICABLE.
  13. A CHECK MADE PAYABLE TO 1st METROPOLITAN MORTGAGE FOR RESIDENTIAL CREDIT REPORT.
  14. A CHECK MADE PAYABLE TO 1st METROPOLITAN MORTGAGE FOR APPRAISAL.

 

AUTHORIZATION:

BY SUBMITTING THIS APPLICATION BELOW, I/WE CERTIFY ALL THE TERMS BELOW ARE TRUE:

I/WE CERTIFY THAT THE INFORMATION PROVIDED HERE IN THIS APPLICATION IS TRUE AND CORRECT TO THE BEST OF MY/OUR KNOWLEDGE. FURTHER, I/WE AUTHORIZE 1st METROPOLITAN MORTGAGE TO VERIFY ANY INFORMATION INCLUDED WITH OR MADE PART OF THIS APPLICATION INCLUDING OTHER DOCUMENTS THAT MAY BE REQUESTED AT A LATER DATE. I/WE ALSO AUTHORIZE ANY PERSON OR PARTY NAMED IN THIS APPLICATION TO PROVIDE ANY AND ALL INFORMATION THAT 1st METROPOLITAN MORTGAGE MAY REQUEST, INCLUDING, BUT NOT LIMITED TO; EMPLOYMENT, INCOME HISTORY, CREDIT RECORDS, PAY HISTORIES, INCOME TAX RETURNS, BANK AND/OR OTHER DEPOSITORY ACCOUNT BALANCE HISTORY OR ANY OTHER INFORMATION 1st METROPOLITAN MORTGAGE DEEMS NECESSARY TO SECURE A CREDIT DECISION.

I/WE FURTHER UNDERSTAND THAT AN APPRAISAL WILL BE REQUIRED ON THE PROPERTY THAT I/WE ARE FINANCING AND THAT THE CHARGES FOR THIS SERVICE IS A PASS-THROUGH EXPENSE THAT WILL BE PAID BY ME/US AT THE TIME REQUESTED. TYPICALLY, THESE FEES RANGE FROM $175 TO $300 (OR MORE) DEPENDING ON THE COMPLEXITY OF THE APPRAISAL AND THE REQUIRED FORMAT IN THE UNDERWRITING PROCESS.

SHOULD YOU HAVE ANY QUESTIONS REGARDING THIS APPLICATION, THE PROCESS OR ANYTHING NEEDING CLARIFICATION, PLEASE FEEL FREE TO CONTACT JOANI HESTON AT 417-862-1100

THANK YOU FOR CHOOSING 1st METROPOLITAN MORTGAGE

START
SECURE LOAN APPLICATION

Mortgage Loans, mortgage loans, Real Estate Mortgage Loans, real estate mortgage

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Member of National Association of Mortgage Brokers, National Association of Mortgage Bankers, Missouri Association of Mortgage Professionals and an affiliate member of the Board of Realtors.

Voice: 417-862-1100
E-mail:jheston@joaniheston.com
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